PROTOCOL NODE STATUS · ORACLE: DAILY NAV · ON-CHAIN VERIFIED
Institutional-grade consumer credit from Southeast Asia and Latin America. Accessible from 10 USDC. Daily NAV on Base.
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POOL CAPACITY
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BLENDED NET YIELD
Weighted avg, net of fees
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COLLECTION RATE
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Individual investors earn the same institutional rates · No minimums · Non-custodial
INDIVIDUAL INVESTOR
Earn up to 15% APY
Individual investors · From 10 USDC
Qualified institutional and accredited investors only. Not for U.S. persons. Capital at risk.
HOW IT WORKS
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VERIFIED CREDIT ORIGINATORS
Public market accountability
TECHNICAL STANDARD
Atomic settlement. Daily NAV attestation. Institutional custody patterns — aligned to how we operate the protocol.
01 / YIELD
Performing Consumer Credit
Illustrative target only. Not guaranteed and subject to portfolio performance.
02 / CHAIN
ERC-4626 Vault
Tokenized vault with daily NAV oracle attestation.
03 / ISOLATION
BANKRUPTCY REMOTE
Assets held in dedicated SPV entities. Originator bankruptcy does not affect investor principal.
04 / SAFETY
CIRCUIT BREAKER
Two-step withdrawal with 48-hour cooling period. 1% NAV deviation triggers automatic vault pause.
DESIGNED FOR INDIVIDUAL INVESTORS
START WITH 10 USDC
No minimum barriers. Access the same institutional credit pools as family offices.
EARN WHILE YOU HOLD
Yield accrues daily. Track your returns in real-time. Redeem at maturity.
ON-CHAIN VERIFIED
Every position is recorded on Base. Your ownership is cryptographically provable.
YIELD CALCULATOR
ESTIMATED RETURN
$1,064.00
+$64.00 yield at 12.8% blended APY
Illustrative only based on current blended APY. Not guaranteed. Capital at risk.
QUALIFIED INVESTORS ONLY
Accredited investors and qualified institutional buyers only. Complete a 3-minute onboarding to access credit pools, NAV data, and settlement infrastructure.
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CONNECT WALLET
Link your Web3 wallet. Privy supports email login if preferred.
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COMPLETE KYC
3-minute identity verification. Institutional and individual tracks available.
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ACCESS POOLS
Browse credit pools, review loan tape data, and subscribe with USDC on Base.
Not for U.S. persons or persons in restricted jurisdictions. Capital at risk. Not a bank deposit, insurance product, or guaranteed return.
ASSET PROTECTION INFRASTRUCTURE
ASSET SECURITY
Multi-Signature Cold Custody
Gnosis Safe 3-of-5 multisig. Emergency sweep requires threshold consensus. No single point of failure.
On-Chain Circuit Breaker
1% NAV deviation triggers automatic vault pause. Protects against oracle manipulation and flash attacks.
48-Hour Withdrawal Timelock
Two-step settlement eliminates flash loan extraction vectors and protects against coordinated bank-run scenarios.
Chainlink Price Attestation
FX rates and NAV updates cross-verified against Chainlink oracle feeds before on-chain commitment.
COMPLIANCE & IDENTITY
Singapore SPV Legal Isolation
Assets held in bankruptcy-remote Singapore special purpose vehicle. Originator insolvency does not affect investor principal.
Institutional KYC / AML Screening
Identity verification with sanctions screening on every subscription. ERC-3643 token standard enforces on-chain whitelist.
IPFS Immutable Audit Trail
Every NAV update is hashed and published to IPFS. Independently verifiable. Cannot be altered retroactively.
Base L2 Settlement Finality
All subscriptions, distributions, and transfers settle on Base with Ethereum-grade security and sub-cent gas costs.